i-Tech Matte Vinyl Sticker Review

If you are into selling, crafts or printing cute and funny stickers, chances are you need a good vinyl sticker paper. Well, after trying a few brands, I made a conclusion that i-Tech Matte Vinyl Sticker paper is one of the best ones out there.

Correct me if I’m wrong, but neither National Bookstore or Expression stores carry the i-Tech brand. And so my only option is to buy it from Lazada. It costs 270.00 pesos and 108.00 pesos delivery fee for 20 pcs A4 sheets @ 18.00 pesos a piece. It’s a bit expensive compared to the local stickers but the difference of the finished print outs is just hard to ignore.

First off, I use a dye-based ink printer, which means smearing and smudging is real, which means a drop of water will ruin everything. With i-Tech vinyl sticker, smudging is still there but the inks dry so fast that if I touch it, it will not smear on the paper. I’ve tried it with other stickers, and even after a few hours of drying, the black prints still smudge all over the place. I’m not saying that even if I pour water into the prints it won’t smudge. I’m just saying that unlike other stickers, it dries fast and won’t smudge or blot with a dry hand.

Next, it’s a hardy sticker and by that I mean it won’t tear apart just easily. This happens to me all the time especially when I’m sticking it into glass surfaces and the sticker doesn’t align perfectly. Some stickers will not go beyond first pass, and they just tear apart if you try to remove them.

My products do not usually get wet but if they do, I could just use a photo top to make it splash proof. Photo top is like a transparent sheet that will cover the stickers to protect them from accidental splashes. I’ve heard many times on YouTube that even people who are using pigment-based ink printers that are supposedly waterproof still use photo top application to make it even more splash proof.

The verdict? Well, I’m definitely recommending this product if you’re serious about sticker printing.

Veger VP1018 10000mAh Mini Power Bank Review

My 20,000mAh Romoss powerbank is dying, and so I was on the hunt for another powerbank. I would say that Romoss is what of those brands and you can never go wrong with them. Unfortunately, there are tons of “Romoss” fake products on Lazazda, and as with other fake products, they tend to be really dirt cheap.

20,000mAh powerbank is heavy. With multiple recharging you can do with them, the heaviness seems justified. However, this time I’m looking for a powerbank that is easy to carry around since I’m buying 2 of them for myself and my niece. I settled with Verger 10,000 mAh and this review is what it is all about.

For starters, I paid 399.00 each plus shipping fee of 97 pesos. The shipment took almost 2 weeks, the package intact, and everything went smoothly. With it comes the standard android charging cable, and few paper inserts.

Unlike my Romoss, it only shows 4 small white LEDs for battery level instead of a digital display, a power button on the left side of the panel, and 2 USB charging outputs at the top of it. Front and back panels in matte finish, sturdy build but the plastic felt cheap. Fingerprint marks still visible but not that clearly because of its black color.

This is a perfect fit for my needs. Right now, I’m looking for portability rather than an enormous capacity. I have a 4,500 mAh mobile phone battery, so I guess I can get 2 full recharges using this powerbank — no more than that.

Loan Ranger Online Cash Loan Review

Like Tala which I reviewed on this post, Loan Ranger is yet another online lending app available for those who are in need of a financial help. I actually applied to Loan Ranger before I became a Tala member and had gone through of waiting ten (10) days just to get a reply. During that time, they kept asking me to send various documents including payslip, proof of income, etc. I’ve grown tired and I quit.

Fast forward and for the sake of creating this review, I resubmitted my requirements, waited for 5 days and got it approved! By the way, just to let you know, I’m also a BillEase user (here’s my review) for quite sometime now. I think both apps are own by a single company because basically they have the same dashboard that only differs in color. They are also being advertised along side with the other. 

So, aside from the required documents that I sent them, my record in BillEase would have speed up my approval this time. Had I been a bad borrower in BillEase, I doubt I’ll get a green light for Loan Ranger.

Between Loan Ranger and Tala, Loan Ranger offers the lowest monthly interest rate of 12% compared to Tala at 15%. That is enough reason for me to jump ship and use Loan Ranger solely in the future.

As with all online lending app, you need to use them sparingly. The outrageous interest rates are just hard to shallow but as I’ve said before, you gotta do what you gonna have to do.

Tala Personal Loan Review (Update)

I have been successful in borrowing money from Tala.ph for three (3) consecutive times. And like everyone else, I started with 1,000.00 pesos and gradually moved up the ladder to 4,500.00 pesos.

I did mention in my previous post that Tala has absolutely no sense of urgency. On their website, they promise one (1) day processing but you usually end up waiting up to ten (10) days just to get a reply. I’m not sure if this experience haunts others but to be fair, once you are approved, reborrowing is no longer a problem.

The secret to improving the loanable amount is to simply pay them on or before the due date. I usually pay half on the first payroll and then the remaining balance on the next payday. This proved to be a little circus because you have to plan ahead when to borrow if you like to pay as I did.

I borrowed 4,500 pesos last time and it went up to 5,175. That puts it to 675.00 pesos in interest for 30 days (at 15%). It’s rather difficult to swallow but sometimes, we gonna do what we gonna do.

As mentioned in my previous post, Tala is not something you can depend on when you want to buy a new phone. The interest rate is just remarkably high. Use it for emergency situations only and try to live within your means. Paying debt by making more debt is a vicious cycle and I learned my lessons the hard way.

Tala Personal Loan Review

Who would ever have thought that I would actually use an online lending or pautang app. I guess I’m just at the lowest point of my financial life right now that I can no longer stretch out my last peso until the next payday.

There are countless of horrible stories about these kinds of apps. In fact, they are now being investigated for their downright intrusiveness and ubod ng kabastusan in debt collection on delinquent accounts. These apps are known to read your phone contacts and then blasting them with spam text messages telling your friends and family to remind you of your long overdue payments.

But I have not read anything like that with Tala. Either I have not scoured the web thoroughly just yet or Tala is not doing this at all.

But enough of it, let’s go right down to the meat. When I signed up with Tala, they asked me to take photos of my documents. If I’m not mistaken, I sent them my SSS ID. Filled in the form and after a day of waiting, I’m able to loan as much as 1,500 pesos (starting amount for newbies).

My first loan was 1,000.00 pesos and after 30 days, I would have to pay 1,150.00 that’s 15% interest. The loanable amount will eventually increase as I continue to use it and build my credit score. 

If you ask me, Tala is not something you will use to buy things that you “want.” The interest rate is just too high because it’s an unsecured loan, meaning there’s no collateral involved. If you need stuff, however, like smartphones, tablets and whatnot, there’s BillEase of Lazada.

Would I recommend Tala? Definitely yes. Even if it’s just 1,000.00 pesos it would make a lot of difference for a person who needed that help.