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I’ve already heard CIMB in the past because I use GCredit. Initially, GCredit was handled by Globe Telecom, but for some reasons it transitioned to CIMB Bank. When that transition happened, I had a problem and that is why I came across this company while trying to iron out things with my GCredit. But this post isn’t about GCredit, it’s about their personal loan offering.
So, yesterday (Sep 14, 2021) I signed up (and hoped) to get a CIMB Personal Loan. First, I needed to download their app and then proceeded to fill in all the required fields, and boy! it was tedious. But since I had nothing to do that day, I was able to complete it in a zippy.
Unlike the other online loan companies, I only needed to upload one (1) document and so I sent my payslip. The following day, I got a follow-up email that they need me to send a clear copy of my payslips, and I did. It took them 2 hrs to confirm the receipt of the document, and after 5 hours or so my loan was approved! Shy of 2 hrs, the money was already deposited into my Unionbank account. What a pleasant experience!
CIMB will probably ask you to provide more documents depending on your desired loan amount. I did the Php 30,000.00 so my payslips were already enough. I’m not going to go into interest rates and whatnot because you can find tons of articles written about that. But all I can say that on a monthly basis, the interest rate is remarkably low.
CIMB Personal Loan Review - Webbline
I needed money and I needed it fast. Surprisingly, they work fast in CIMB and I was able to get my loan in as short as 2 days. You're mileage may vary but CIMB is worth the try.
Product Brand: CIMB Ph
Product Currency: PHP
Product Price: 30,000.00
Product In-Stock: InStock