CIMB Personal Loan Review

I’ve already heard CIMB in the past because I use GCredit. Initially, GCredit was handled by Globe Telecom, but for some reasons it transitioned to CIMB Bank. When that transition happened, I had a problem and that is why I came across this company while trying to iron out things with my GCredit. But this post isn’t about GCredit, it’s about their personal loan offering. 

So, yesterday (Sep 14, 2021) I signed up (and hoped) to get a CIMB Personal Loan. First, I needed to download their app and then proceeded to fill in all the required fields, and boy! it was tedious. But since I had nothing to do that day, I was able to complete it in a zippy.

Unlike the other online loan companies, I only needed to upload one (1) document and so I sent my payslip. The following day, I got a follow-up email that they need me to send a clear copy of my payslips, and I did. It took them 2 hrs to confirm the receipt of the document, and after 5 hours or so my loan was approved! Shy of 2 hrs, the money was already deposited into my Unionbank account. What a pleasant experience!

CIMB will probably ask you to provide more documents depending on your desired loan amount. I did the Php 30,000.00 so my payslips were already enough. I’m not going to go into interest rates and whatnot because you can find tons of articles written about that. But all I can say that on a monthly basis, the interest rate is remarkably low.

Zip ‘N Sip’s Mango Graham Shake Review

This is probably one of my favorite fruit shakes so far. But this isn’t the typical shake with crushed ices and flavoring that I usually buy. This one has huge chucks of sliced mangoes, pearl sago, graham crumbs and mango-flavored ice cream to top of it all.

It sells for ₱ 129.00 (+29 Foodpanda shipping fee) for the large size, and it didn’t disappoint me. Unlike other shakes, this one is truly large, filled to the brim. However, I still find this shake too sweet because of all of the ingredients added into it. If you’re trying to control your sweet intake, I would say this isn’t the product for you. I’m not sure how to “unsweetened” it perhaps ask Zip ‘N Sip to take easy on the sugar? But the thing is, I’m ordering using the FoodPanda app and there’s no way  for such requests to get forwarded to the store. 

There’s not a lot of things I can say about the Mango Graham variant except that it’s sweet, it’s tasty and I’m kind of addicted to it. There are other varieties though, but right now, I’m actively trying to avoid anything citrusy because my hyperacidity + heartburn is acting up lately. 

It’s definitely worth the try especially in this day and age where everything seems to revolve around milk tea.

GoMo Unlimited Data 499 Pesos Review

I recently tried the ₱499 (+77 Shopee shipping) GoMo SIM 30-Day Unlimited Data, and all I can say is that it works! And because I put the SIM card on a Globe At Home prepaid router, the whole family is enjoying it as well. Perfect timing.

Now the fun part. The thing about this “unlimited data” promo is that they don’t offer it like forever. They come and go, now you see it, now you don’t. Why? Because unlimited data promo is used primarily to lure people to use their service. If GoMo would make this permanent, other telcos would go out of business because naturally, everyone will jump into GoMo. The network overloads, the internet speed sucks again, GoMo gets sued, and so on and so forth. 

The same thing actually happened with DiTo and Smart’s Giga app. Their unlimited data promo was suspended indefinitely. 

I guess if you are truly looking for an unlimited internet access in the Philippines, mobile data isn’t the one that you should be looking at. I know there are unlimited mobile access abroad, but nope, it’s not something that will happen in the Philippines yet.

The best bet for unlimited access is to apply for a Fiber connection from Globe, PLDT, Sky, Converge, etc. 

Telcos are throwing at us with so many promos we can hardly keep up. I know Globe is currently running an unlimited 5G data promo for ₱599, but the pain in the ass is that you have to have a 5G router/mobile phone to avail this otherwise, you’ll end up consuming the limited 4G data allocated given to you.

And, did you know that 5G routers will cost you ₱12,000 up?

So back to my GoMo review. I know that after a month of using it, it’s impossible to avail of another 30-day unlimited mobile data unless they’ll offer it again. On their FB page, I saw a lot of people requesting to have it again, but I guess, for now, the only way to enjoy it is to buy a new GoMo SIM card. 

Would I recommend GoMo? Yes, if you lower your expectations of not enjoying it the next month or the following months. And yes, if the Globe network runs fast in your area. After all, GoMo is Globe Telecom.

Portable Automatic USB Rechargeable Electric Water Pump Dispenser Bottle Review

The reason why I bought this rechargeable water dispenser is not because I need it but my sister and mom need it. They live in another city and the manual water dispenser has become a pain in the neck to use. Every time they empty a gallon, that means they have to replace it with another one — and that’s heavy!

Fast forward, I first saw this automated, rechargeable water pump dispenser when I went to a friend house. I was amazed how simple it works. Although it makes weird noises, but hey, I really can’t complain of a 200-peso product. Last week, I ordered mine from vermosapoty.ph in Shopee. It wasn’t that cheap like what my friend has, but it’s still cheap. I bought it for 451.00 pesos + shipping. 

Good thing they also had this flexible adapter cause I was also looking for that like crazy. I have this CCTV bulb camera that I needed to mount but the installed bulb socket was in an inclined position, and so I definitely need this too.

The verdict? Well, I would say this product is a great help especially for seniors and on all girls family members. No more carrying and inverting of heavy-loaded water gallons. Am I recommending this? I would.

Bulk Natural Dried Flower Pressed Leaves for DIY Soap Candle Making Supplies Review

There are a ton of suppliers of dried, pressed flowers and leaves in Shopee. I’m reviewing this particular product from the seller lovoski2.ph. You may or may not find this product anymore when you come across this review as product listings are easily activated and deactivated.

Lately, I’ve been doing some crafts and thought of adding flowers and leaves into it would be a great idea. Buyers tend to buy items other than the ordinary. And so the search began and I end up buying two (2) packs from lovosk2.ph. 

Lovoski2.ph is a Chinese seller selling in Shopee. They just call their store that way, so they would know that the order came from the Philippines. I bet these people are also selling to other countries or even have multiple stores in Shopee. We wouldn’t know. 

The first order went pretty well. The usual 2 weeks of waiting before the items arrived. The plastic packing survived and didn’t break during shipping, leaves nicely pressed and flowers dried. I had a fun using them, in fact, I ordered another 3 packs which recently just arrived. 

The problem with my latest order is that some of the plastic packs were broken. Other than this, the items are beautiful, vibrant and useful. These flowers are so small which makes them perfect for resin projects.

The verdict? Definitely, worth my money. 

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